financial future
payment?
Fast Online Approvals
Same Day Funding
No Prepayment Fees
Flexible payments
A quick & transparent process
We have
a simple online
application:
It takes just a few minutes to provide us with your information.
Using our secure application, you can e-sign your contract if pre-approved. Trust & security is our #1 priority.
Money can be directly deposited into your bank account as soon as the next business day.
Things to know about our costs
Transparent and fair costs, with no hidden fees
Reschedule payments up to five days for free and within your loan term, we just need 24 hours notice.
So you can pay your loan off sooner and you’ll save on interest.
Loans are cheaper when you have a good credit profile and you have built your history with us.
We provide online instant cash loans with quick approval that suit you.
Funding that fits you
We've built a totally personalized experience
- Checking your rates won’t affect your credit score
- Our rates are often lower than the banks
- We have simple online application
- No early repayment fees, no hidden charges
Business loans for all purposes
Building a brighter financial future
We consider the market value of the property or future value, current and potential income generated and occupancy factor and use that information to secure financing.
Fair, Flexible Business Equipment Financing
Working capital, also known as operating capital, is the cash available for the day-to-day expenses of running a business.
Tired of playing the net 30-60-90 game? Unlock the Cash In Your Outstanding Invoices
98% of our customers left satisfied
You’re in good company
“I used Bonsai to help me pay for travel expenses. The service was great – fast but still friendly. Fantastic and Painless Experience. Thank you.”
“Their application process was quick and simple. In a short time I had the funds I needed to buy equipment for my new restaurant.”
“These guys are always ready to help when you need it most. They helped me cover my company payroll while I was waiting to get paid on a job.”
“I think that Bonsai has been of great help in my case and I think as a new client it was fast approved and professionally handled. It was fast and easy.”
Resources that put you in control
Benefits to meet your needs
Regardless of the amount of working capital a business needs; our small business loans allow that flexibility. Qualified businesses can get access to working capital starting at $5,000 and ranging up to $1,000,000. The best part about our small business loans is that you can apply through your computer or smart phone.
- Get up to $1,000,000 with basic information
- Easy Online Application
- Fast Decision
- Cash Provided in just days
- All Credit Scores Considered
Commercial Financing allows businesses grossing more then $1,000,000 yearly to receive a lump sum or a line of credit up to $5,000,000. Our commercial financing can help with business expansion, marketing budget, opening of new business location, buying new equipment, and so much more.
- Get up to $5,000,000 with basic information
- Easy Online Application
- Fast Decision
- Cash Provided in just days
- All Credit Scores Considered
Checking your rates in 3 minutes!
Use our app to see your personalised loan rates
Ready to get started?
Need more help?
Feel free to ask us about it!
Live help
Get an answer on the spot. We’re online 8am – 7pm est Mon to Fri and 10am – 3pm est on Sat and Sun.
Call us
anytime during business hours.
(954) 533-2327
See our FAQs
See answers to questions on how to use our services