Why choose us?
Introducing Bonsai

Loan servicing is a complex business. There’s no room for error, no matter the disruption. A global pandemic illustrates how quickly your needs change, from spikes in service volume to new compliance requirements. While lenders do sell the servicing rights to their loans, Bonsai is proud to service most loans we originate. Unlike most lenders, we stay committed to our customers throughout the life of the loan.

We believe in passing on the savings to our customers with low, competitive rates and fees available today.

All loan offers are not created equal, so be sure to compare and save before you fund. Answer some basic questions in less than 3 minutes with no impact to your credit score and compare multiple offers. YOU are in the driver’s seat! No Hidden Fees, Loan Amounts from $5,000 – $2,000,000. Funds as Fast as Same Day!

Our products encourage and reward actions that could result in higher credit scores over time for customers in eligible states.
We strive to make our products as easy to understand as possible. The first step in applying for a loan is setting the terms you want.
Our business model is based on customers succeeding (paying back their loans on time and paying off their credit card balances).
Core values
Transparent and fair costs, with no hidden fees
