Our Asset-Based Loans Lending Approach
No Credit Check. Fast Turn-Around.
Our asset-based loans program focuses mainly on the real estate itself (Asset) in determining whether to approve a loan. We consider the market value of the property or future value, current and potential income generated and occupancy factor and use that information to secure financing.
Need help choosing the type of loan that’s best for you? Call (954) 533-2327 today for an expert and free consultation.
Real Estate Loan Options
When it comes to Asset-Based Loans, we pride ourselves on being both flexible and fast in our approach to securing your financing. We specialize in the following Asset-Based Loans.
| Stated Income Residential |
Stated Income Commercial |
Fix & Flip Loans | Bridge Loans | Ground Up Construction |
|---|---|---|---|---|
| Non-Owner Occupied Residential Single Family / Condo / 2 – 4 units | Residential 5 plus units / Mixed Use / Commercial | Non-Owner Occupied Single Family / Condo / Townhome / 5 plus unit residential / Mixed Use | Non-Owner Occupied Single Family / Condo / Townhome / Multi-Family residential / Mixed Use | Non-Owner Occupied residential single family. |
| Min FICO – 630 | Min FICO – 650 | Min FICO – 630 | Min FICO – 630 | Min FICO – 680 |
| ARMs & 30-Years Fixed Rates | ARMs & 30-Years Fixed Rates | 12-months – Interest Only Payments | 12-Month – Interest Only Payments | 12 to 24 months – Interest Only Payments |
| Loan amounts from $100K to $2M | Loan amounts from $150K to $5M | Loan amounts from $100K to $7M | Loan amounts from $150K to $10M | Loan amounts from $250K to $3M |
| Up to 80% LTV | Up to 75% LTV | Up to 90% LTV of purchase & 100% of renovation cost | Up to 80% LTV for Purchase and 65% LTV for cash-out refinance | Up to 90% of LTC and 75% ARV |
| Rates start at 3.99% | Rates start at 5.75% | Rates start at 7.50% | Rates start at 7.50% | Rates start at 8% |
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